Citigold is a wealth management service for clients with total deposits or investments of 5 million baht and above with Citibank Thailand. Citigold offers end-to-end premier banking solutions, including advisory and wealth management services, backed by a dedicated Relationship Manager and team of experts trained by the Citi l Wharton Global Wealth Institute. Citigold also provides in-depth investment and economic insights to help investors make investment decisions. Citigold customers enjoy an array of exclusive, curated lifestyle and banking privileges. One of Citigold’s product offering is the AB Low Volatility Equity mutual fund, featured in this article.
Changing market conditions over the last five years have taught us a few things about managing risk. The most important lesson? Delivering downside protection constantly requires refining and adjustment.
Equity markets are never static. In recent years, equity investors have enjoyed handsome returns amid subdued volatility, yet market conditions have been far from simple. Interest rates until recently had been near historically low levels. The search for income has driven a flood of money into stocks with high dividend yields, making them crowded, and more risky investments. Valuations have risen, particularly in the US. And political risk is a growing source of instability.
The solution? Slow and steady wins the race. When it comes to investing, the long-term trend is your friend. Investors should seek equities of companies that generate quality cashflows and stability at a reasonable price. Quality companies have high profitability and durable competitive advantages, while stable companies produce predictable earnings patterns with better risk characteristics. With quality and stability, you can ensure that your investments can participate in upside potential when the markets perform well and have downside protection during any downturns.
Source: AllianceBernstein
However, finding quality and stable companies at the right price requires both effective quantitative screens to narrow the universe down to a smaller subset, and rigorous fundamental research to find those companies that will remain high quality and stable in the future. What can investors do to find such companies, across the spectrum of global industries?
The AB Low Volatility mutual fund from AllianceBernstein seeks to simplify investors’ need to find quality, stable companies that should deliver more consistent performance across a range of different market environments. With over 40 global industry specialists and quantitative research analysts with more than two decades of investing experience on average, AllianceBernstein carefully analyses and selects equities of companies with high quality and stability in an effort to deliver a smoother ride.. Watch this video to learn more about the AB Low Volatility mutual fund’s philosophy.
Speak to Citigold about AB Low Volatility mutual fund today.
Invest with AllianceBernstein, an international fund management company, through Citigold.
The AB Low Volatility Mutual Fund is exclusively offered in US Dollar and Euro currencies in Thailand only by Citigold. Citigold is the only wealth advisor in Thailand that lets you invest in more than 180 mutual funds from 16 leading onshore and offshore fund managers.
Speak to a Citigold relationship manager about these investment products today.
Please call 02-081-0999 or visit https://citi.asia/THDcGLOv for more information.
Disclaimer:
(1) Investments contain certain risk; please study the prospectus and all relevant materials before investing. Investment products are not offered to U.S. persons.
(2) Foreign Exchange Risk: Investors investing in investment products denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal when foreign currency is converted back to the investors’ home currency. Exchange controls may be applicable from time to time to certain foreign currencies. Investors should therefore determine whether any foreign currency investment in suitable for them in the light of their personal investment objectives, financial means, and risk profile.
(3) AB Low Volatility Mutual Fund refers to AB SICAV I – Low Volatility Equity Portfolio , is an open-ended investment company with variable capital (société d'investissement à capital variable) under the laws of the Grand Duchy of Luxembourg.
(4) This document is provided solely for the informational purposes and is not an investment advice, nor is it intended to be an offer or solicitation, and does not pertain to the specific investment objectives, financial situation or particular needs of any person to whom it is sent. AllianceBernstein is not licensed to, and does not purport to, conduct any business or offer any services in Thailand.