The older expat and medical coverage | Bangkok Post: news

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The older expat and medical coverage

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Since our column on essential expat healthcare on Aug 4, a discussion has developed about the plight of the older expat and medical care. While this group may look like a minority, there have been a number of questions about how they can survive in their current positions. Caught between a rock and a hard place, they are damned if they try to secure insurance and damned if they do not. 

Some people still see medical insurance as a waste of money but often agree that it is best to have some sort of cover for a catastrophe that could leave their lives in financial tatters. Many continue to adopt an "it will never happen to me" attitude, but if you did find yourself with a dreadful disease or a serious disability, how would you cope?

Over the past decade, medical insurance has developed and improved in leaps and bounds. But it has left a number of people in that difficult space between old and new. Ten years ago, entry to medical plans beyond the age of 62 to 65 was almost unheard of; then once covered, sometimes when you attained an age ceiling you would be thrown out on the street.

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